Pricing
Fee Schedule
Last updated: August 2026
Transparent Pricing: We charge clear, competitive fees with zero hidden costs. All conversion fees and exchange rates are displayed upfront before you confirm any transfer.
Currency conversion
| Action | Fee |
| Converting between USD, EUR, KES, and ZAR accounts | 2.5% of converted amount |
Accounts
| Item | Fee |
| USD virtual account — opening or monthly maintenance | $0 |
| EUR IBAN — opening or monthly maintenance | $0 |
| Receiving inward payments into any account balance | $0 |
Withdrawals & Transfers
| Method | Fee |
| Mobile money (M-Pesa, Airtel Money) | $0 |
| Local bank transfer | $0 |
| International SWIFT transfer | $15.00 |
Exchange rates
PayBridge uses mid-market FX rates sourced directly from live institutional market feeds. The exchange rate for your trade is locked in real time during the checkout flow, ensuring full transparency with no hidden markups or surprise adjustments upon execution.