DEMO ENVIRONMENT — sign-up, accounts, and all money movement are simulated in your browser only. Nothing here is a real financial product.
Now spanning 40+ corridors

Two currencies.
One span between them.

Open a USD account and a EUR IBAN in your own name, get paid like a local anywhere in the world, and land the money at home the same day.

See what your money is worth — demo rates
KSh 129,500.00 $0 fees · rate locked 15:00
USD ACCOUNT $12,450 EUR IBAN €8,320 LOCAL ACCOUNT · KES KSh 184,200
ACH SEPA SWIFT M-Pesa Airtel Money

PayBridge is a financial technology platform, not a bank. Banking and payout services shown here are illustrative of a partner-bank model used in this demo, not live integrations.

Features

Everything to get paid from anywhere

Built for freelancers, remote teams, and small businesses who invoice in one currency and live in another.

01

USD virtual account

Dedicated account and routing details in your name. Receive ACH and wire transfers the way a US client expects to send them.

02

Personal EUR IBAN

Accept SEPA payments through your own individual IBAN — no company registration required to get one.

03

Same-day conversion

Move between USD, EUR, and your local currency at a rate you can see upfront, with nothing buried in the spread.

04

Local cash-out

Withdraw straight to mobile money or a local bank account. Your global balance, spendable where you actually live.

05

Built-in compliance

Every transfer is screened automatically, so your statements hold up for tax filing and client due diligence.

06

Exportable records

Pull a clean, dated statement for any period in one click — ready to hand to an accountant or auditor.

Process

Three steps, no branch visit

Sign up with just an email and password to try the demo.

01

Create your account

Sign up with an email and password — that's it for this demo.

02

See your dashboard

Land straight on your USD and EUR wallets with sample account details generated for you.

03

Try it out

Simulate a payment, convert currencies, and withdraw to a mock bank or mobile money.

Coverage

Check your payout country

Illustrative corridor list for this demo — search a country to see the payout channel it would use.

🇰🇪 Kenya
M-Pesa · Bank transfer
Supported
🇳🇬 Nigeria
Bank transfer
Supported
🇿🇦 South Africa
Bank transfer
Supported
🇬🇭 Ghana
Mobile money · Bank
Supported
🇮🇳 India
UPI · Bank transfer
Supported
🇵🇭 Philippines
GCash · Bank transfer
Supported
🇺🇸 United States
ACH · Wire
Supported
🇬🇧 United Kingdom
Faster Payments
Supported
🇩🇪 Germany
SEPA
Supported
Example feedback

What people say — sample testimonials

Illustrative quotes for this demo, not real customer reviews.

"I sent $500 to my sister and she had it in M-Pesa before I'd even closed the tab."

AK
Amara K.
🇺🇸 → 🇰🇪 corridor
⚡ Received in 8 minutes (example)

"My EUR clients pay my personal IBAN directly. No more explaining why I don't have a company."

TO
Tunde O.
🇩🇪 → 🇳🇬 corridor
⚡ Received in 6 minutes (example)

"The rate shown at conversion is the rate I actually get. That alone won me over."

PR
Priya R.
🇬🇧 → 🇮🇳 corridor
⚡ Received in 11 minutes (example)
Security

Security practices, described honestly

What's actually implemented in this demo. We don't display certification badges (SOC 2, ISO 27001, PCI-DSS) here since none have been earned or independently audited — a real deployment would need to pursue and pass those audits first, not just claim them.

256-bit TLS encryption Bcrypt password hashing Session-based auth Automated transaction monitoring
256-bitEncryption in transit & at rest
24/7Automated transaction monitoring
HashedPasswords never stored in plain text
VerifiedIdentity check before account unlock

Your money shouldn't need a passport.

Sign up with just an email and password.

Your password is hashed on the server before it's stored — not saved as plain text. Wallet balances and transactions on the dashboard are still simulated demo data, not real money.

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Check your email

We sent a 6-digit code to your email address.

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Overview

Your balances and recent activity, updated live in this demo session.

All systems simulated
Total balance · USD equivalent
$0.00
Across USD, EUR, and KES wallets
🇺🇸 USD wallet
$0.00
No activity yet
🇪🇺 EUR wallet
€0.00
No activity yet
🇰🇪 KES wallet (local)
KSh 0.00
No activity yet
Recent activity

Accounts

Receive money like a local — share these details with clients or payers.

🔒

Verify your identity to unlock accounts

Your USD account and EUR IBAN details are hidden until identity verification is complete.

Identity verification

Submit your details to unlock your USD and EUR accounts.

Step 1 of 3 · Usually takes under 3 minutes

📍 Detecting your location…

Enter a valid phone number for the selected country.

Documents
Ensure all 4 corners of your ID are visible and unblurred, with no glare covering the text or photo.
📄
Click to upload or drag and drop
PDFJPGPNGUp to 10MB
Should show your full name and address, and be dated within the last 3 months.
📬
Click to upload or drag and drop
PDFJPGPNGUp to 10MB
Plain background, facing forward, no sunglasses or hats — similar to a passport photo.
🙂
Click to upload or drag and drop
JPGPNGUp to 10MB
256-bit TLS encryption Documents never uploaded or stored

This is a demo identity-verification flow. In a licensed production system, this information would be processed under applicable AML/KYC regulations by the licensed entity handling verification. Here, no real identity check, document storage, or regulatory processing takes place — only the fields above are recorded for the reviewer, and document files are represented by filename only.

Convert

Move money between your wallets at today's simulated rate.

Rate:

Withdraw

Cash out to a bank account or mobile money wallet.

Available balance:

Transactions

Full ledger of simulated activity across all wallets.

DateTypeCurrencyAmountBalance afterStatus

Enter the admin passcode to review identity verification submissions.

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KYC review queue

Approving or rejecting a submission emails the applicant the result.

No submissions yet.