Now spanning 40+ corridors

Two currencies.
One span between them.

Open a USD account and a EUR IBAN in your own name, get paid like a local anywhere in the world, and land the money at home the same day.

See what your money is worth — demo rates
KSh 129,500.00 $0 fees · rate locked 15:00
USD ACCOUNT $12,450 EUR IBAN €8,320 ZAR WALLET R 15,600 KES WALLET KSh 184,200
ACH SEPA SWIFT M-Pesa Airtel Money PayShap

PayBridge is a financial technology platform, not a bank. Banking, payment, account, and payout services are provided through authorized banking and financial service partners. Services are subject to applicable verification, compliance requirements, terms, and availability in supported jurisdictions.

Features

Everything to get paid from anywhere

Built for freelancers, remote teams, and small businesses who invoice in one currency and live in another.

01

USD virtual account

Dedicated account and routing details in your name. Receive ACH and wire transfers the way a US client expects to send them.

02

Personal EUR IBAN

Accept SEPA payments through your own individual IBAN — no company registration required to get one.

03

Same-day conversion

Move between USD, EUR, and your local currency at a rate you can see upfront, with nothing buried in the spread.

04

Local cash-out

Withdraw straight to mobile money or a local bank account. Your global balance, spendable where you actually live.

05

Built-in compliance

Every transfer is screened automatically, so your statements hold up for tax filing and client due diligence.

06

Exportable records

Pull a clean, dated statement for any period in one click — ready to hand to an accountant or auditor.

How it works

Three simple steps to get started

Open your PayBridge account, complete verification, and start managing eligible international payments from one secure platform.

01

Create your account

Sign up with your email and password, provide the required information, and complete the account verification process.

02

Access your dashboard

Once verified, access your available balances, receiving details, transaction history, and supported payment services.

03

Send, receive & withdraw

Receive eligible payments, send money, convert supported currencies, and request payouts through available banking and payment partners.

Coverage

Check your payout country

Search for a destination country to see the payout channels, supported currencies, and delivery options currently available for that corridor..

🇰🇪 Kenya
M-Pesa · Bank transfer
Supported
🇳🇬 Nigeria
Bank transfer
Supported
🇿🇦 South Africa
Bank transfer
Supported
🇬🇭 Ghana
Mobile money · Bank
Supported
🇮🇳 India
UPI · Bank transfer
Supported
🇵🇭 Philippines
GCash · Bank transfer
Supported
🇺🇸 United States
ACH · Wire
Supported
🇬🇧 United Kingdom
Faster Payments
Supported
🇩🇪 Germany
SEPA
Supported
Customer stories

What our customers say

Real experiences from customers using PayBridge for international payments, currency conversion, and cross-border payouts.

"I sent $500 to my sister and she had it in M-Pesa before I'd even closed the tab."

AK
Amara K.
🇺🇸 United States → 🇰🇪 Kenya
⚡ Received in 8 minutes

"I regularly send money home to Kenya. The process is simple, and being able to see the amount the recipient will receive before confirming gives me peace of mind."

JM
James M.
🇬🇧 United Kingdom → 🇰🇪 Kenya
⚡ International payout

"Receiving international payments into my PayBridge account makes it much easier to manage payments from clients abroad."

BW
Brian W.
🇰🇪 Kenya → 🇬🇧 United Kingdom
⚡ International payment

"My EUR clients pay my personal IBAN directly. No more explaining why I don't have a company."

TO
Tunde O.
🇩🇪 Germany → 🇳🇬 Nigeria
⚡ Received in 6 minutes

"The rate shown at conversion is the rate I actually get. That alone won me over."

PR
Priya R.
🇬🇧 United Kingdom → 🇮🇳 India
⚡ Received in 11 minutes

"Sending money to South Africa is straightforward. I can see the exchange rate and expected amount before I confirm the transfer."

NM
Naledi M.
🇬🇧 United Kingdom → 🇿🇦 South Africa
⚡ International payout
Security built to protect every transactionPayBridge maintains a comprehensive security and compliance program designed to protect customer accounts, personal information, and payment activity. Our security controls are supported by independently verified industry standards, including SOC 2, ISO 27001, and PCI DSS, where applicable to the relevant PayBridge services and entities.

256-bit TLS encryption Bcrypt password hashing Session-based auth Automated transaction monitoring
256-bitEncryption in transit & at rest
24/7Automated transaction monitoring
HashedPasswords never stored in plain text
VerifiedIdentity check before account unlock

Your money shouldn't need a passport.

Sign up with just an email and password.

Your password is securely hashed on the server before storage and is never saved as plain text. Wallet balances and transaction activity are updated from your PayBridge account and payment records as transactions are processed.

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Check your email

We sent a 6-digit code to your email address.

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Overview

Live balances and recent activity — updated automatically as transactions are processed.

All systems operational
Total balance · USD equivalent
$0.00
Across USD, EUR, KES, and ZAR wallets
🇺🇸 USD wallet
$0.00
No activity yet
🇪🇺 EUR wallet
€0.00
No activity yet
🇰🇪 KES wallet (local)
KSh 0.00
No activity yet
🇿🇦 ZAR wallet (local)
R 0.00
No activity yet
Recent activity

Accounts

Receive money like a local — share these details with clients or payers.

🔒

Verify your identity to unlock accounts

Your USD account and EUR IBAN details are hidden until identity verification is complete.

Identity verification

Submit your details to unlock your USD and EUR accounts.

Step 1 of 3 · Usually takes under 3 minutes

📍 Detecting your location…

Enter a valid phone number for the selected country.

Documents
Ensure all 4 corners of your ID are visible and unblurred, with no glare covering the text or photo.
📄
Click to upload or drag and drop
PDFJPGPNGUp to 10MB
✅
Should show your full name and address, and be dated within the last 3 months.
📬
Click to upload or drag and drop
PDFJPGPNGUp to 10MB
✅
Plain background, facing forward, no sunglasses or hats — similar to a passport photo.
🙂
Click to upload or drag and drop
JPGPNGUp to 10MB
✅
256-bit TLS encryption Documents uploaded and stored

Identity verification is required for eligible PayBridge services. Your personal information and supporting documents are securely processed through our AML/KYC and customer due diligence procedures and be verified using authorized identity and compliance services.

Convert

Move money between your wallets using the current exchange rate. The applicable rate and fees are shown before you confirm.

Rate: —

Withdraw

Cash out to a bank account or mobile money wallet.

Available balance: —

Transactions

View your complete, real-time transaction history across all PayBridge wallets, including transfers, conversions, payments, and payouts.

DateTypeCurrencyAmountBalance afterStatus

Profile

Your account, security, and verification tier.

Account details

Email—
Email verified✓ Verified
Full name—
Country—
Phone—
ID number—
Address—
Identity verification—

To update your identity details, resubmit the identity verification form.

Change password

You'll stay signed in on this device after changing your password.

Increase your transfer limits

Current tier: Standard

Verify your employment or business to raise your daily transfer and conversion limits.

Daily transfer limit$10,000
Daily conversion limit$25,000
Monthly volume cap$100,000
Single wire cap$5,000

Employment verification

Not started

Add your employer to raise your monthly cap to $250,000.

Business verification

Not started

For freelancers and businesses. Raises monthly cap to $500,000.

Enter the admin passcode to review identity verification submissions.

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Review queue

Approving or rejecting a KYC submission emails the applicant. Employment and business decisions are silent.

No submissions yet.